We’ve all heard the saying, “Loose lips sink ships.” This is especially true when it comes to social media after an accident. Insurance companies are watching social media posts like hawks, and they could use anything you post against you in order to reduce or deny your claim.
In this blog post, we will discuss why you should avoid social media after an accident and how to protect yourself from potential insurance company retaliation.
It Comes Down to Dollars and Cents
It’s important to understand that insurance companies are in the business of making money. They are not in the business of fairly compensating accident victims. In order to make more money, insurance companies will do whatever they can to reduce or deny claims. This includes looking for anything and everything you post on social media after an accident.
For example, let’s say you were involved in a slip and fall accident at a grocery store. You sustained injuries as a result of the fall, and you decide to file a claim with the store’s insurance company. A few days after the accident, you post on social media about how your fall was “totally embarrassing” and that you can’t believe you “actually fell.” The insurance company could use your social media post against you and argue that you were not actually injured in the fall because you seem to be making light of the situation.
Another example could involve a car accident. Let’s say you were involved in a rear-end collision, and you decide to file a claim with the at-fault driver’s insurance company. A few days after the accident, you post on social media about how your car was “totaled” and that you can’t believe the other driver hit you. The insurance company could use your social media post against you and argue that your injuries must not have been that severe if your car was able to be driven away from the accident.
In both of these examples, the insurance companies were able to take something you posted on social media and use it against you in order to reduce or deny your claim. This is why it’s so important to avoid posting on social media after an accident. Even if you think your post is harmless, there’s always a chance that the insurance company will use it against you.
How to Protect Yourself
The best way to protect yourself is to avoid posting on social media altogether after an accident. If you must post, then make sure that your privacy settings are as high as possible and that only your friends and family can see your posts. Also, avoid posting anything about the accident, your injuries, or your claim.
If you have already posted on social media after an accident, then it’s important to go through your posts and delete anything that could be used against you. Even if you think a post is harmless, it’s better to err on the side of caution and delete it. Once something is posted on social media, there's no taking it back.
If you or someone you love has been in a car accident, [[INVALID_TOKEN]] can help. Contact us today at (904) 297-2063 to schedule a free case consultation.